The School Bus, Insurance Claim and Brain Damage

Riding the Big Yellow School Bus, it’s something most of us have done before in our lives. Unfortunately, a case I worked on didn’t end up being such a happy memory for one young man. Your homeowner’s insurance, depending on your policy, usually covers more then just property damage to your home. Homeowners insurance, if you have it, will usually cover injuries sustained on your property. One young man, approximately 14 years old at the time, had just gotten off the school bus after a full day of school. A sport he enjoyed playing was football. After getting off the school bus him and one of the other students began engaging in “practice tackling” on the grass with no protective gear. Unfortunately, this did not turn out so well. The young man was significantly injured and permanently brain damaged.
Homeowners insurance is usually applicable when someone gets injured on a homeowner’s property. This is also true if the injury occurred at a neighborhood school bus stop in a subdivision. Injury to the young man caused significant brain damage, he was no longer able to play on his local football team and significant development milestones were not met. He was not able to get a drivers license when we normally do. Other factors like personal relationships, socializing and education became issues that had not been present before. This is why, if you or a family member has been injured in an accident I highly suggest you contact a dedicated injury lawyer. A dedicated injury lawyer may be able to get you  compensation for your injury. Unfortunately, the insurer did not just tender the full policy limits immediately as they probably should have given the severity of the injury and the purpose of which insurance exists. This case was forced to litigation, which is another reason I would highly suggest obtain an injury lawyer, your most likely going to want a lawyer to protect your rights in a case. In any event, all of the foregoing is a prime example that contact sports should only be played in the appropriate manner wearing appropriate gear.
Please note that none of the foregoing should be taken as legal advice and if you have a legal matter you should most likely contact an attorney, even if you decide not to call me you should probably still get in contact with some lawyer. The Law Offices of Christopher G. White, P.A. is a Global Law Firm available for free consultations via Facetime, Skype, Zoom or phone number (434) 660-9701. Please also check out my website at chriswhitelawyer.com. Thank you for reading, please also note my other practice areas, like car accident lawyer. At my Law Firm we focus on the best result for the client and what the best interest of the client is. To stay connected I have Youtube Channel, Instagram, Facebook, Twitter, LinkedIn, Tumblr, Blogger, Avvo and Justia. Thank you for your time and consideration.
The Law Offices of Christopher G. White, P.A.
9424 Baymeadows Rd. Ste. 250
Jacksonville, FL 32256
Chriswhitelawyer@gmail.com
Ph:(434) 660-9701
Chriswhitelawyer.com

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