Earlier this year I secured a bodily injury settlement of $35,000.00 for a client that had been struck by a vehicle while on his lawn mower. My client was riding his lawn mower when a small sedan hit him going approximately 60 mph. Fortunately, he survived and that is the true success story with this case. The small sedan driver had bodily injury policy limits of $10,000.00. In other words all of the insurance money available from the insurance coverage the driver had was $10,000.00. In Florida the minimum coverage, which is what most drivers have their, is $10,000.00. My client however, had $300,000.00 in UM policy limits. A UM policy is an Underinsured/Uninsured motorist policy that essentially kicks in if you get into an accident with someone that does not have enough coverage or any coverage. UM polices are highly advised as they provide additional protection in the event of an accident. My client had huge medical bills in the amount of $60,000.00 plus. Most of his medical bil...